This is the version of the explanation I wish somebody had given me, written down before I forget what confused me. It is about paying for it, and it is deliberately narrow — everything I am not confident about is marked as such.
What is actually established
The trade-off is reversibility against privacy and there is no option that gives you both. Card payments are reversible and disclose the most; crypto discloses least and is irreversible, which is precisely why pressure toward it is a warning sign when it comes from a seller rather than a buyer. Escrow only means anything where the escrow agent is independent of both parties, which is rarely the case in practice.
The condition it depends on
One detail people underrate: an irreversible payment removes your only leverage in a dispute, so it should be the last step rather than the first.
What I am not sure about
The narrow version of the question is how people are thinking about the trade-off between reversibility and privacy, because you cannot have both. I would rather have one careful answer than five confident ones.
CryptoCarl said:The trade-off is reversibility against privacy and there is no option that gives you both.
That holds where the measurement is reliable. Where it is noisy — and a lot of what gets tracked here is noisy — the same reasoning produces confident nonsense.
CryptoCarl said:The trade-off is reversibility against privacy and there is no option that gives you both.
Filing a mild objection. Mild because I might be wrong; an objection because nobody has addressed the case that does not fit. Pushing back on the anecdote-stacking. Twenty people reporting the same thing is twenty samples from the same self-selected pool, not twenty independent confirmations.
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View ResultsAnswering the narrow version, because the broad one does not have a single answer. The mechanism and the magnitude are separate questions. Agreeing that something happens says nothing about whether it happens enough to act on.
Ask again with the specifics and you will get a better answer than this one.
TrialNerd_Beth said:That holds where the measurement is reliable.
Same pattern here, and in the same order. The detail I would add is minor and it is already implied above.